:root{--navy:#0B2F63;--orange:#F26B1D;--peach:#FDE3CF}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font:17px/1.5 Roboto,Arial,sans-serif;color:var(--navy);background:#fff}
h1,h2,h3{font-family:Oswald,'Arial Narrow',sans-serif;text-transform:uppercase;line-height:1.05}
.mont h1,.mont h2,.mont h3{font-family:Montserrat,Arial,sans-serif;font-weight:800}
img{max-width:100%;display:block}a{color:inherit}
img[data-zoom]{cursor:zoom-in}
.fade{opacity:0;transform:translateY(20px);transition:opacity .8s,transform .8s}.fade.show{opacity:1;transform:none}
.top{position:relative;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:14px;padding:14px 5%;background:var(--hbg,#fff);color:var(--htx,var(--navy));z-index:5}
.top.dark{--hbg:var(--navy);--htx:#fff}
.top .logo{grid-column:1}.top.mid .logo{grid-column:2;justify-self:center}
.logo img{height:78px;width:auto}
.top .right{grid-column:3;justify-self:end;display:flex;flex-direction:column;align-items:flex-end;gap:4px}
.nav{display:flex;gap:6px;flex-wrap:wrap;justify-content:flex-end}
.nav a{padding:8px 13px;border-radius:9px;text-decoration:none;font-weight:700;font-size:14px;text-transform:uppercase}
.nav a:hover,.nav a.on{background:var(--orange);color:#fff;box-shadow:0 4px 12px rgba(0,0,0,.25)}
.burger{display:none;background:var(--orange);color:#fff;border:0;border-radius:9px;font-size:24px;padding:4px 12px;box-shadow:0 4px 12px rgba(0,0,0,.25)}
@media(max-width:820px){.burger{display:block}.logo img{height:58px}
.nav{display:none;position:absolute;right:5%;top:100%;flex-direction:column;background:var(--hbg,#fff);padding:10px;border-radius:0 0 14px 14px;box-shadow:0 10px 24px rgba(0,0,0,.3);min-width:210px}.nav.open{display:flex}}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 24px;border-radius:14px;background:var(--orange);color:#fff;font-weight:900;text-decoration:none;text-transform:uppercase;box-shadow:0 8px 18px rgba(0,0,0,.28);transition:transform .2s,box-shadow .2s;border:0;cursor:pointer;font-size:1rem}
.btn:hover{transform:translateY(-3px);box-shadow:0 12px 24px rgba(0,0,0,.35)}
.btn.navy{background:var(--navy)}.btn.white{background:#fff;color:var(--navy)}
.btns{display:flex;flex-wrap:wrap;gap:12px}
.bar{width:150px;height:5px;border-radius:3px;background:var(--orange);margin:12px 0}
.quick{display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:center;padding:18px 5%;font-weight:700;background:#eef1f7;color:var(--navy)}
.quick b{color:var(--orange);text-transform:uppercase}.quick a{text-decoration:none}.quick a:hover{color:var(--orange)}
.foot{background:var(--navy);color:#fff;text-align:center;padding:18px 5%;font-weight:700}
.foot span{color:var(--orange)}
.wa{position:fixed;right:14px;bottom:14px;z-index:20}
.lb{position:fixed;inset:0;background:rgba(0,0,0,.85);display:flex;align-items:center;justify-content:center;z-index:99;cursor:zoom-out;padding:16px}
.lb img{max-height:92vh;background:#fff;border-radius:10px}
@media(prefers-reduced-motion:reduce){.fade{transition:none;opacity:1;transform:none}html{scroll-behavior:auto}}

/* index page styles */
.top::after{content:"";position:absolute;right:0;bottom:0;width:210px;height:24px;background:repeating-linear-gradient(115deg,var(--orange) 0 22px,transparent 22px 44px);z-index:-1}
.ph{font-weight:700;font-size:1.25rem;text-decoration:none}
.hero{padding:clamp(30px,6vw,70px) 5% clamp(36px,6vw,80px);background:linear-gradient(105deg,#fff 0 68%,var(--navy) 68.1%)}
.hero h1{font-size:clamp(2.6rem,8.5vw,6.2rem);max-width:62%;color:var(--navy)}
.hero p{font-weight:500;font-size:clamp(1.05rem,2.4vw,1.6rem);max-width:640px;margin-bottom:22px}
.panel{background:var(--navy);padding:34px 5% 20px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(270px,1fr));gap:22px;max-width:1200px;margin:auto}
.card{background:#fff;border-radius:22px;padding:24px;box-shadow:0 12px 28px rgba(0,0,0,.4)}
.card h2{font-size:1.9rem}.card .bar{width:70px;margin:8px 0 10px}
.card li{list-style:none;display:flex;align-items:center;gap:14px;padding:11px 0;font-weight:500;font-size:1.15rem}
.ic{flex:none;width:38px;text-align:center;font-size:1.6rem}
.ck{flex:none;width:34px;height:34px;border-radius:50%;background:var(--orange);color:#fff;display:grid;place-items:center;font-weight:900}
.card li b{display:block;font-weight:700}
.card small{display:block;font-weight:400;font-size:.95rem}
.pill{background:var(--orange);color:#fff;border-radius:16px;padding:12px 16px;font-weight:700;margin-top:6px;box-shadow:0 6px 14px rgba(242,107,29,.45)}
.cta{background:var(--navy);text-align:center;padding:26px 5% 40px}
.cta .btns{justify-content:center;margin-top:14px}
.big{flex-direction:column;gap:0;padding:16px clamp(20px,6vw,60px);font-size:clamp(1rem,3vw,1.7rem);line-height:1.2}
.big strong{font-size:clamp(1.6rem,6vw,3rem)}
.cta .btn.white{padding:14px 30px}

/* footer */
.copy{background:#071f44;color:#fff;text-align:center;padding:12px 5%;font-size:.9rem}